Finally, a money plan
that fits your real life.
The Freedom & Flow Financial Planner was built for creative women with variable income — photographers, actors, coaches, multi-hyphenates — who are tired of budgeting tools that weren't made for them.
"When your money has a system, your mind has room to rest."
One-time purchase · Instant download · Works in any browser · $37
You're not bad with money.
You're just overwhelmed.
You're building something real — and money stress is one of the things quietly stealing your rest. This planner was made for that.
Your income fluctuates. Some months are incredible. Some are tight. You need a plan that accounts for both — not one built for someone with a steady paycheck.
You're self-employed, freelance, or both. Photographer. Actor. Coach. Multi-hyphenate. No standard budget tool was built for how you earn.
You want to tithe, save, and invest — but you don't know how to do all three when some months barely cover the bills. This plan shows you how.
Money anxiety is keeping you up at night. Not because you're broke — because you don't have a clear picture. Clarity is the cure.
Everything you need.
Nothing you don't.
A guided digital tool that takes your real numbers and builds a plan around your real life.
Live Income Dashboard
Drag a slider to this month's income and watch your entire plan update in real time.
Variable & Hybrid Income
Freelance, W-2, or both — your tax reserve calculates automatically for self-employed income.
Partner Bill Splitting
Enter your partner's contribution and the planner shows only your share — everywhere it matters.
Tithe-First Budgeting
Giving is non-negotiable. Your tithe comes off the top before anything else is touched.
Investing Tracker
Track your portfolio value and monthly investment target alongside your savings and debt.
Save & Return Anytime
Your plan saves to your browser. Come back next month and keep building on your progress.
Named Goal Tracking
Emergency fund, tax bill, dream equipment — name your goals and watch the bars fill up.
Quick Edit Mode
Paid off a card? Update any number in seconds without redoing your whole plan.
Ten minutes to
financial clarity.
Five gentle steps. A personalized plan that actually makes sense for your life at the end.
Tell us about you
Your name, your creative work, where you are in your journey. Every piece of language in the plan is written specifically for you.
Map your income
Variable, consistent, or hybrid. Your low, high, and typical months. W-2 and freelance handled separately. Tax reserve set aside automatically.
Enter your bills
Rent, utilities, phone, insurance. If you share bills with a partner, enter their contribution — the plan calculates only your share.
Face the debt with grace
No judgment — just clarity. Add each balance and minimum payment. The plan builds a strategy and shows where surplus months make the biggest impact.
Name your freedom
Emergency buffer. Investment account. New equipment. A trip you've been putting off. Name your goals and the plan tracks every one.
Not another budget sheet
that makes you feel behind.
Other budget tools
Freedom & Flow Financial Planner
Open it on your phone.
Any time. Any month.
Your plan lives in your browser — no app to download, no login to remember. Pull it up on your phone on payday and know exactly where every dollar goes in seconds.
"The plan that finally made my money feel manageable."
Women who've experienced
the difference.
"Brieanna's framework has all the elements that make it easy to adopt and use — equally parts heart-centered and head-centered."Kara Stevens · Founder, The Frugal Feminista
"Sunday morning my heart was racing and I felt overwhelmed. 20 minutes with the planner later and I actually feel calm. I built grace into my week."Adrienne M.B. Davis · Inclusive Leadership Coach
"This helped me realize I was piling on too much and how to focus on what actually drives my goals. I love the prompts and the monthly reflections."Joshlyn R. · Verified buyer
Peace and productivity
can coexist.
I built this planner because I needed it. As a wife, mom of four, entrepreneur, and speaker, I was surrounded by financial tools that made me feel more behind — not less.
When your income doesn't arrive on a schedule, standard budget advice falls apart fast. I needed something that worked with the life I was actually living — variable income, giving priorities, a household to manage, and dreams that didn't fit neatly into any category.
More tools built for
your whole life.
The quarterly planner with brain dump pages, energy audits, and monthly reflection prompts.
The full-year edition with seasonal resets, expanded activities, and long-term growth tracking.
The full planner experience in an interactive PDF for GoodNotes, Notability, or any app.
One time. Yours forever.
No subscription required.
One-time purchase · Instant download · Works in any browser
Wholesale & bulk licensing available for coaches. Contact us →
FAQ
Questions we
know you'll ask.
Transparency & your peace of mind
Your data stays on your device
This planner runs entirely in your browser. Your income, bills, and financial numbers are never transmitted to any server, stored in a database, or shared with anyone — including us. Everything lives locally on your device.
The "Save" feature
When you save your plan, it uses your browser's local storage — the same way a website remembers your preferences. The data never leaves your device. Clearing your browser data will remove your saved plan.
Not financial advice
The Freedom & Flow Financial Planner is an educational budgeting tool — not professional financial, tax, or legal advice. For guidance specific to your situation, please consult a licensed financial advisor or tax professional.
No selling your information
We do not collect, store, or sell personal data through this tool. If you choose to contact us via email, your information is used only to respond to your inquiry and is never shared with third parties.
Financial Disclaimer: The Freedom & Flow Financial Planner is provided for general educational and budgeting purposes only. It does not constitute financial, investment, tax, or legal advice. Results will vary based on individual circumstances. Brieanna Lightfoot Smith is not a licensed financial advisor. Always consult a qualified professional before making significant financial decisions.
Data & Privacy: This tool operates entirely client-side. No personal or financial data entered into this planner is collected, stored on external servers, or accessible by Brieanna Lightfoot Smith or any third party. The optional "Save plan" feature uses your browser's local storage only. You may clear your saved data at any time by clearing your browser's local storage or site data.
Refund Policy: Due to the instant-access digital nature of this product, all sales are final. If you experience a technical issue, please contact us at bookings@brieannalightfootsmith.com and we will make it right.